Business Banking Additional Services

Merchant Services

With our Merchant Services, your business can accept credit or debit cards from your customers. If your business currently accepts credit cards or would benefit from accepting cards, this service is right for you.

Merchant Services Features and Benefits:

• Accept Credit or Debit Cards: Your business can be set up to accept all major credit cards, including MasterCard, Visa, American Express and Discover.
• Competitive Pricing: The account pricing structure is tailored to meet your individual business needs.
• Electronic Transactions: To deposit your credit or debit card sales, you simply send them to us electronically through your terminal or touch-tone phone. Specific programs tailor usage for business types (such as restaurants, hotels, etc.).
• Increase Sales: Customers who pay with credit cards and debit cards tend to spend more than when paying with cash.
• Software Support: Heritage Bank is able to support the majority of card processing software programs.
• Selection: You can select from a variety of electronic terminals and printers, competitively priced and available for purchase or rent. Re-programming of existing equipment is also available.

Merchant Gift Card:

Boost your prepaid gift sales: Gift Cards have a track record of outselling paper gift certificates from two to ten times. And every card sold becomes a powerful little billboard for that business whenever the cardholder open his or her wallet.

A wide range of merchant types: Just about every business you can think of -restaurants, day spas, gourmet coffee shops, bookstores, sporting goods stores- are experiencing gift card success every day. From single mom & pop shops to franchise companies with 100+ locations.

Easy to get started: The flexible programs we offer will allow you to quickly and inexpensively implement a top notch card system, often with the same credit card equipment already in place.

A secure, complete solution: From card design and in-store displays, to transaction processing, reporting, and 24/7 customer support, we provide tools you need to generate maximum sales.

Use the power of plastic to grow your business. Contact us today.

Call your local office or 1-800-455-6126.