Business Checking Accounts

As a full service community bank, we are able to offer a complete array of products and services to help our business customers maximize cash flow and add convenience to their business operations. We have the perfect fit checking accounts to meet the individual needs of our business customers. Contact your local branch for assistance in selecting the package of services which best meets your business needs. Here is an overview of our business checking accounts:

Free Business Checking

Free Business Checking is the perfect account for businesses or organizations who have lower transaction volumes.

• No monthly service charge
• No minimum balance requirement
• Flexible statement options with check images

Non-Profit Interest Checking

Available to non-profit organizations who are tax exempt under Section 501c(3), (4) and (10) of the Internal Revenue Code. This free account feautres free business online banking.

• Competitive interest rate 
• No monthly service charge, no minimum balance requirement 
• Free Business Cash Manager Online
• Flexible statement options with check images 

Business Analysis Checking

Business Analysis Checking is designed for businesses with medium to high transaction volumes and features the ability to add on a variety of cash management services. A competitive earnings credit rate is earned on average collected balances and provides an offset to monthly activity fees.

• Competitive earnings credit
• Custom fit to your needs
• Flexible statement options with check images

Business Interest Checking

Business Interest Checking is available to businesses who are interested in earning interest on their checking dollars.

• Competitive interest rate
• Flexible statement options with check images

In addition to the business checking accounts listed above, we also offer IOLTA, IRETA and Public Fund options. Contact Us for complete information.

Business Savings Accounts

Products designed to put your extra cash to work for you while you work on growing your business.

Business Incentive Savings

You know the value of putting your money to work for you. Our Business Savings account offers you the peace of mind of knowing your money is safe and the convenience of easily accessing your funds. Interest is earned on collected balances at increasing tiered rates. The interest compounds daily and is paid monthly. There is a $500.00 minimum balance required to avoid a service charge ($5.00 fee if balance falls below the $500.00 minimum).

Business Money Market

Heritage Bank offers competitive rates on your savings with our Business Money Market account. You will earn a higher interest rate on your savings while maintaining easy access to your funds. Write up to six checks per statement cycle. Interest is earned on collected balances at increasing tiered rates. The interest compounds daily and is paid monthly. There is a $1,000.00 minimum balance required to avoid a service charge ($5.00 fee if balance falls below $1,000.00).

Certificates of Deposit

Heritage Bank offers a variety of Certificates of Deposit accounts (CDs) to our business customers. We are able to custom fit a term to meet your savings needs. CDs generally provide the opportunity to earn a higher rate of return than other savings options.

Give us a call or stop by for complete information. We're committed to helping you find the best solutions for your financial needs.