SBA Guarantee Loans

Heritage Bank specializes in meeting the unique borrowing needs of small businesses. Because of our association with the Small Business Administration, we can arrange timelier financing for your business. We provide expertise that will allow you to take full advantage of the SBA program.

Our professional business bankers will lead you step-by-step through the approval process. We will even provide in-depth "hands-on" assistance with the analysis and preparation of your financial projections. We will help you complete a loan package that delivers a clear and professional capital request.

SBA Loan Program:

• Regular 7(a) Business Loan
• 7(a) SBAExpress
• Patriot Express Pilot Loan Initiative
• Export Express
• Exporting Working Capital Program (EWCP)
• 504 Loan Program
• SBA Construction Loan

SBA Loans can be used to:

• Expand or modernize facilities
• Purchase machinery, equipment and fixtures
• Finance leasehold improvements
• Purchase an existing business
• Finance receivables or inventory
• Augment working capital
• Refinance maturing debt
• Purchase or construct an owner-occupied commercial building

To learn more about SBA Guaranty Loans or any of our business banking products, contact one of our business bankers who specialize in SBA Lending or Lyn Hamilton, SBA Loan Manager.

Which SBA Financing Solution Is Right for Your Business?

U.S. Small Business Administration