Business Credit Cards

Heritage Bank offers business credit card services through our partner, TIB. Our Business Visa Credit Card is available in two options, Standard Card with no annual fee or the Preferred Points Card. Select the credit card that is right for you.

Business Credit Card - Standard Card - Features and Benefits

• No annual fee
• Competitive ongoing annual percentage rate (APR)
• 25-day interest-free grace period on all purchases. No grace period on cash advances.
• Individual and summary billing options.
• 24-hour toll-free live customer assistance available at 800-367-7576
• Online account information available 24/7 at www.cardaccount.net
• Rental car collision damage waiver protection
• Please see application for information about current APRs and fees

Business Credit Card - Preferred Points - Features and Benefits

• Low annual fee of $49.00 per account
• Competitive ongoing APR
• 25-day interest-free grace period on all purchases. No grace period on cash advances.
• Individual billing option only
• 24-hour toll-free live customer assistance available at 800-367-7576
• Online account information available 24/7 at www.cardaccount.net
• To view or redeem points, visit www.mypreferredpoints.com or call 866-678-5191
• Earn one point for each dollar spent, up to 10,000 points per month. Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise.
• Rental car collision damage waiver protection
• Please see application for information about current APRs and fees

Apply Now

• Download the PDF of the application
• Type the information and then print the application (you cannot save the document, so print an extra copy for yourself) or print it and then complete it using a blue or black pen
• Supporting documents vary depending on the type of business you have. See chart below for requirements
• Fax your completed application to the Card Service Center at 972-650-7054, or mail your completed application to:

Card Service Center
PO Box 569120
Dallas, TX 75356-9120

Supporting Documents for Your Business Card Application