Frequently Asked Dime-A-Time Reward Questions

Q: How does the Dime-A-Time Reward work?
A:Earn a dime every time you sign for a purchase with your Heritage Bank VISA Check Card.  To earn your reward, purchases need to be signature-based by choosing Credit instead of Debit during your transaction.  You’ll simply sign a receipt and be on your way.  The transaction will be processed as a credit but will actually be a debit to your checking account.

Q: Why is Heritage Bank offering the Dime-A-Time Reward?
A:  This is a way to reward our All Access Checking Account customers for using their VISA Check Card instead of writing checks.

Q: How will this appear on my statement?

A:You will receive a 10 cents credit at the time the qualifying transaction posts to your checking account.  Your statement will reflect your reward after each credit transaction.

Q: Do I need to sign up for Dime-A-Time?
A: No, it’s an automatic benefit with the Heritage Bank All Access Checking Account. Every time you sign for a purchase with your card, your account will be credited 10 cents.  Remember, to earn your dime you need to sign for your transactions by choosing Credit instead of Debit at the merchant location.

Q: During a transaction, when should I choose credit and when should I choose debit?
A: The main difference between choosing debit or credit is the debit function will allow you to get cash back with your transaction.  However, to earn your dime, you will need to choose credit.

Q: What are some advantages of using my VISA Check Card instead of writing checks?
A:Less time! Instead of writing a check, you can simply swipe your card to complete your transaction. Less hassle! With checks, you continually need to order them.  With a VISA Check Card you use it until it expires and we automatically send you a new one.