Classic Reserve Line

Your Personal Line of Credit

Add the convenience and security of a line of credit to your personal checking account.

Convenience - Enjoy the convenience of a credit reserve to draw upon for whatever purpose you decide. Write yourself a loan by simply writing a check up to the amount of your available credit limit.

Security - The Classic Reserve Line gives you the ability to have funds available when you need them. You can be prepared for opportunities or emergencies with a Classic Reserve Line. You can also receive the security of automatic overdraft protection. If your checks, ATM transactions, and/or debit card transactions exceed the balance in your account, funds are automatically advanced to your account at no charge.

Low Cost - You are only charged interest when you have an outstanding balance. The funds you borrow are automatically advanced to your account at no charge. As principal is paid back, your Classic Reserve Line is replenished. The Classic Reserve Line has a low annual fee of $24.

Easy to Apply - It's easy to establish your Classic Reserve Line. Simply stop by or call your local branch.