Checking Accounts

With so many choices available today, it's important to find the financial solutions which best fit your lifestyle and needs. Our full range of checking products and services are designed to make banking easy. We offer different choices in checking accounts, so you can select the one which best meets your needs. Click on a specific checking account name to be directed to a comparison chart listing complete details. All our personal checking accounts feature the following time-saving benefits:

• Advantage Add-on Packages: Credit Advantage, Fraud Advantage & Travel Advantage
• Free Heritage@Home Online banking, Bill Pay & FinanceWorks powered by Quicken
• Free Heritage Access Line, 24-Hour Telephone Banking
• Online Statement and Combined Statement options
• Unlimited VISA CheckCard usage with Save Up automatic savings program
• Direct Deposit available
• Automatic transfer savings plans available
• Overdraft protection options using a loan or deposit account
• Overdraft privilege options available up to assigned limits

Free Checking

Free checking is our basic checking account full of value and convenience. No minimum balance requirement and no monthly service fees. Add on the features above to fit your personal banking needs.

All-Access Checking

The All-Access checking package gives you the convenience and flexibility to quickly and easily access your funds 24/7. Bank the way you like to bank when it's convenient for you. Valuable extras include Dime-A-Time Rewards* and a high-yield All-Access Savings account.

Interest Checking

Interest checking is the perfect account for those who tend to keep a higher balance in their account and enjoy the convenience of earning interest on their checking dollars. As long as you meet the minimum balance requirement, you can avoid any monthly service charges and benefit from the competitive interest rate.

Heritage 50 Checking

Heritage 50 offers a little extra to our customers who are 50 years old and better. No minimum balance requirement, no monthly service change and interest earnings on balances of $500.00 or more plus extras like free checks and complimentary bank checks.

Premier Checking

Premier Checking is the perfect choice if you're looking to benefit from higher interest earnings while still keeping your money available. To receive the extraordinary benefits Premier has to offer, we require a minimum balance of $50,000 in personal accounts. In addition to premium tiered interest rates, Premier checking features free ATM transactions, complimentary checks, TravelMoney cards, bank checks and more. This account was designed especially for customers focused on financial success.

Give us a call or stop by for complete information on our personal checking services. We're committed to helping you find the best solutions for your financial needs.

* Dime-A-Time rewards: Earn 10 cents for every credit transaction (signature, non-pin based) using your VISA CheckCard.

** A portion of the monthly service charge goes toward paying the insurance premiums. The insurance offered is not a deposit, not FDIC insured, not guaranteed by the Financial Institution and not insured by any government agency.