Personal Checking Account Comparison Chart

Not everyone wants the same thing from a checking account. Compare the different accounts below to select the one right for your lifestyle and needs:

	Free	All-Access	Interest	Senior	Premier
Minimum to open	$100	$100	$100	$100	$100
Monthly Fee			$6		*
Minimum to avoid			$300		*
Interest Bearing			Yes	Yes	Yes
Free Checks				Yes	Yes
ATM Fees	Free@Heritage $1.50 others	No transaction fees	Free@Heritage $1.50 others	No transaction fees	No transaction fees/surcharges
Free Bank Checks				Yes	Yes
Free Travel Money Card					Yes
Dime-A-Time Rewards		Yes**
Advantage Packages	Available	Available	Available	Available	Available
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All personal checking accounts feature the following benefits and options:

• Advantage Add-on Packages: Credit Advantage, Fraud Advantage & Travel Advantage
• Free Heritage@Home Online banking, Bill Pay & FinanceWorks powered by Quicken
• Free Heritage Access Line, 24-Hour Telephone Banking
• Online Statement and Combined Statement options
• Unlimited VISA CheckCard usage with Save Up automatic savings program
• Direct Deposit available
• Automatic transfer savings plans available
• Overdraft protection options using a loan or deposit account
• Overdraft privilege options available up to assigned limits

Give us a call or stop by for complete information. We're committed to helping you find the best solutions for your financial needs.

* Premier: Minimum combined balance in your personal checking, savings, money market, IRA and/or certificate of deposit of $50,000. A $25 monthly fee will be deducted from your Premier Checking account below the minimum.

** All-Access: Dime-A-Time rewards: Earn 10 cents for every credit transaction (signature, non-pin based) using your VISA CheckCard.